Spiral Bank Promotion: $200 Checking Account Bonus + $50 Referral Bonus [2023]

Looking for a charitable digital banking account with bonuses and deals? Don’t worry; the Spiral Bank promotion has got you covered. 

Spiral is a fintech company offering bank services such as checking, savings, and account benefits. It is an award-winning ‘Impact-as-a-service’ platform that increases your revenue and engagement, which overall benefits your financials.

Earn a $25 to $50 sign up bonus on Spiral Bank Promotion when you set up a new Spiral checking account using a referral link or use Spiral referral code GET50OFF when signing up and depositing initial funds into your account.

Spiral Sign Up Bonus ranges between $50-$200 on its financial banking services. Furthermore, the Spiral Bank referral program lets you earn $50 by inviting friends and family.

What is a Spiral Bank?

Spiral is a fintech company, not a bank. They provide banking services via NBKC bank who is a member of FDIC, so your money is insured and safe with Spiral. 

Spiral help companies increase their revenue through higher engagement and increased spending and allow customers to feel good about their money choices and take charges or their finance.

Spiral Bank offers impact full features like Be an Every day hero, plug and play, and flexible and customizable apps that put everything in place.

Spiral Bank Promotion:  $50 Checking Account Bonus

Opening a Spiral checking account lets you earn a $50 sign up bonus after you deposit $200 in your account and make up to 5 purchases of $100 or more using a Spiral Visa debit card.

Step to Get $50 Spiral Checking Account Bonus:

Follow simple steps to claim a spiral checking account bonus,

• Open a new checking account using the given spiral promotional link.
• Fund your account with a minimum $100 deposit.
• Make 5 purchases using your debit card within 90 days of account opening duration.
• After the above criteria are met, you will get your bonus.

Interested in similar promotion offers, check out tellus promotion, chime promotion, SoFi promotion, Upgrade Promotion.

Spiral Bank Account Types:

Account Type	Interest	Minimum Balance	Key Point
Spiral Checking Accounts	Very insignificant	$0	With a checking account, you will have to make sure to keep enough funds in the account to avoid overdrawing it or having debit card purchases declined.
Spiral Savings Account	Interest on deposited funds	Daily minimum balance is must to maintain.	By opening an account with a securities broker, you will be able to invest in various types of securities, such as stocks and bonds.
Money Market Account	Higher Interest rates	$1,000	If you regularly maintain a high account balance in your savings and checking account you may want to consider opening a money market account.
Certificates of deposits (CDs)	Low risk investments	Fixed amount deposit	Another type of account you may want to consider if you are interested in earning higher interest rates are certificates of deposit (CDs)
Retirement Account	Tax benefits	Minimum required amount	If your goal is to put away money for when you retire you may want to think about opening one of the various types of retirement accounts available.
Brokerage Account	Investments returns and savings	Fixed amount	By opening an account with a securities broker, you will be able to invest in various types of securities such as stocks and bonds.

Spiral Bank Sign Up Bonus: $200 Direct Deposit Bonus

With the Spiral VisaR Debit Card, you will receive a $200 deposit bonus when you set up monthly recurring deposits of $1,500 or more to your checking account.

After you’ve made the deposit, the reward will be credited to your new Spiral Account in up to seven business days.

How to Redeem the $200 Direct Deposit Bonus:

Follow simple steps to redeem the Spiral direct deposit bonus.

• Open a spiral checking account.
• Make a recurring deposit of $1500 and keep it for a minimum of 90 days in your account.
• After completing 10 purchases with a spiral debit card, you will be eligible to receive the bonus.

Spiral Bank Referral Bonus: Give $50, Get $50

The Spiral Bank referral program lets you earn an additional $50 bonus by sharing your unique referral code with your friends and family. For every referral who joins through your unique code, you will earn a $50 cash bonus. 

However, your referral must keep a deposit of $200 in their new account for a span of 45 days. 

How to redeem the $50 Spiral Referral Bonus?

• Login to your Spiral checking account and go to the home page.
• You can find the ‘Refer a friend’ option on the app home page.
• Click the option, and copy your unique referral link to share with your friends and family.
• A $50 referral bonus will be credited to your account as soon as someone signs up using your code and deposits $200 in their account.

Is Spiral Bank legit?

Spiral is a fintech company powered by FDIC that provides banking services to customers. Spiral ethically rewards its customers for making a social impact. All your money is safe and secured in the insured services provided by the company.

Conclusion:

The benefits and drawbacks of Spiral are similar to those of other digital banking services. They don’t have options for APY and overdraft protections that some neobank fans crave. As opposed to those other platforms, Spiral focuses on its charity component rather than being like them. It is here that Spiral excels the most in different sorts of opinions.

Spiral Bank FAQs: